Franklin India Retirement Fund

Equity Small CapVery High RiskGrowthInception 01-Jan-2013

Overview

Current NAV
241.2086
As on 16-Sep-2025
Fund Size
513.358 Cr
Managed by Sachin Padwal-Desai, Umesh Sharma, Lakshmikanth Reddy
Expense Ratio
1.45%
Latest reported
Exit Load Rules
1
Conditions apply

Scheme Snapshot

This growth scheme operates in the equity small cap category with a risk profile of Very High Risk. Inception date 01-Jan-2013. Use the navigation above to explore performance, risk, portfolio holdings, analysis & exit load structure.

Data shown is for informational purposes only and may be delayed.

Returns

Green = Positive, Red = Negative
PeriodAbsolute %CAGR %Category %Index %
1D0.05
1W0.49
1M0.59
3M0.901.35
6M7.698.33
1Y3.882.58
3Y11.0811.0810.47
5Y11.1911.1911.61
10Y9.249.24

Top Holdings

Portfolio Allocation (Top 8+)

National Bank For Agriculture & Rural Development
Debt
Financial
9.20
Jubilant Bevco Ltd.
Debt
Consumer Staples
6.70
Small Industries Devp. Bank of India Ltd.
Debt
Financial
5.11
Bajaj Housing Finance Ltd.
Debt
Financial
5.10
LIC Housing Finance Ltd.
Debt
Financial
5.02
Poonawalla Fincorp Ltd.
Debt
Financial
5.01
National Bank For Financing Infrastructure And Development
Debt
Financial
5.00
HDFC Bank Ltd.
EQ
Financial
4.08
GOI
Debt
Sovereign
3.81
GOI
Debt
Sovereign
3.76
Jubilant Beverages Ltd.
Debt
Consumer Staples
3.61
ICICI Bank Ltd.
EQ
Financial
3.06

Analysis Highlights

PROS
Consistently top ranked fund
PROS
Consistently higher annualised returns than category average for the past 1Y and 3Y
CONS
5Y annualised returns lower than category average by 0.42%
CONS
Lock-in period: 5Y
CONS
Higher expense ratio: 1.45%
PROS
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Exit Load

  • Exit load of 3% if redeemed before the age of 58 yrs.2013-01-01
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